Your Short Sale Realtor Team in Maryland
Here at Kats & Associates we are a team of short sale experts. We are Realtors holding the Certified Distressed Property Expert designation (CDPE) and we specialize in helping Maryland homeowners in distress. We have the experience, knowledge, and training to help homeowners facing foreclosure.
Since the downturn in the real estate market, our expert short sale team has been assisting clients facing foreclosure with unparalleled integrity, honesty, and professionalism. We will educate you on your options, guide you through the entire short sale process, and safeguard your resources while preparing you for a dignified and honorable solution.
On this page and throughout our website, you will find a great deal of useful information on the topic of short sales in Maryland. Please review the information we have put together for you and contact us for a free and confidential short sale consultation.
There is no pressure and no obligation. We are here to help!
Are you considering a short sale?
Are you in default on your mortgage and are looking for a short sale expert to help you avoid foreclosure?
YOU ARE NOT ALONE. Today, nearly 1 out of every 6 homeowners in America is behind on mortgage payments. These are tough and frustrating times. Now more than ever, it’s important to identify your options.
Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged. As a Maryland Certified Distressed Property Expert, I have the training and knowledge to assist you with these tough decisions.
Recent government initiatives such as Home Affordable Foreclosure Alternatives (HAFA) have improved the chances of getting a short sale approved. Homeowners in the state of Maryland should pay special attention to the short sale process and ever-changing short sale guidelines.
We are here to help and to answer all your questions regarding a short sale in Maryland. Contact us today and let your Maryland Short Sale Expert help you!
What Is A Short Sale?
A short sale occurs when a negotiation is entered into with the homeowner’s mortgage company (or companies) to accept less than the full balance of the loan at closing. A buyer closes on the property, and the property is then ‘sold short’ of the total value of the mortgage.
How Do I Know If I Qualify For A Short Sale in Maryland?
For Maryland homeowners to qualify for a short sale, they must have the following circumstances:
- Financial Hardship – There is a situation causing you to have trouble affording your mortgage.
- Monthly Income Shortfall – In other words: “You have more month than money.” A lender will want to see that you cannot afford, or soon will not be able to afford your mortgage.
- Insolvency – The lender will want to see that you do not have significant liquid assets that would allow you to pay down your mortgage.
This seems simple enough, but it is a complicated process that takes the expertise of qualified short sale professionals. I am a Maryland certified short sale specialist and am ready to identify all possible options and assist in the quick execution of your short sale transaction.
Have More Questions About Short Sales In Maryland?
Check out our Maryland Short Sale Questions and Answers Page for more help.
Contact us today to learn more about your options.
Our 11-Step Process To A Successful Short Sale
By working with me as your short sale Realtor, you can rest assured that our approach and handling of your short sale will be done with utmost efficiency and integrity. Our winning process is based on years of experience and dozens of successfully negotiated short sales.
Unlike that of most short sale Realtors, our focus is on preparation and research rather than the Ready-Fire-Aim approach employed my many professionals in this industry. After all, it is our clients’ financial future that’s at stake here.
From the initial phone consultation to closing our dedicated team of short sale specialists will guide you through every stage of the Maryland short sale process.
Learn more about our proven 11-Step Process To A Successful Short Sale in Maryland.
Success Stories from your Short Sale Specialist
A short sale Realtor’s ultimate objective should be to help you avoid foreclosure and potential bankruptcy while preserving your credit history and dignity. You will see results when you work with a Certified Distressed Property Expert like Vladimir Kats.
Here is the feedback we have received from one satisfied short sale client. This short sale had two Bank of America mortgages and was approved in 37 days.
“Just a note to say thank you for everything you’ve done to get my condo sold. With as little time as we had to stop the foreclosure process and turn it into a short sale, you did a magnificent job. I truly appreciate all of your help. I would definitely recommend you to anyone looking for a realtor. You were able to step in and hold my hand through the most difficult time of my life. You did it all without making me feel bad about the situation I was in and I am very grateful for that. It was nice knowing that you were there to support with good advice and help. I, without a doubt, will recommend you to anyone who needs assistance with any type of real estate questions. Thank you again.”
-Alina, (Short sale homeowner -Baltimore, Maryland)